Financial Aid

Hawaii Baptist Academy administers financial aid to eligible families who request assistance with financial resources to fund a portion of the cost of tuition.  Awards are distributed to students on the basis of financial need. Those who desire to continue financial aid must reapply each year.   Last year, $1.2 million in financial aid was awarded to approximately 20% of HBA’s student body.

If you have any questions regarding our financial aid process, please contact Sherry Monico at or 564-0358.

Key HBA Financial Aid Information

Applications for the 2019-2020 school year will be accepted starting December 1.

Financial aid applications and required documents are managed through School and Student Services (SSS) at (school code 3760) 

For more information about using SSS, click here.

The deadline to submit a completed application (PFS) is February 15. All required documents must be received and reviewed by SSS before any eligible awards are released.

Frequently Asked Questions

Can I apply for financial aid without applying to HBA?

A new student’s financial aid application will be reviewed after the student’s admission application to HBA has been received. Any qualified award will be distributed after the student has been accepted for admission to HBA.  All financial information provided is strictly confidential and has no bearing on acceptance to HBA.

What do I need to do to apply for financial aid?

After applying for admission, please apply on-line to School and Student Services (SSS) at  Create a log-in and use school code 3760.  There is a $51 one-time fee per family, regardless of how many schools you designate to receive the SSS application. This fee is non-refundable, so please ensure you are applying for the correct academic year. Upload required documents directly to SSS; HBA does not accept documents.

For more information about using SSS, click here.

How will I know if I qualify for financial aid?

There is no one determining factor. Our methodology takes into account many aspects of the family’s financial situation: income, assets, core expenses, debt and family size.

What if I missed the deadline of February 15?

If you are not able to submit all the required documents by February 15, we will still accept your application, but will not release an award until all required documents are received and reviewed by SSS.

Late applications are considered as long as funds are available, but will be subject to a reduced award and notification after stated dates. For returning students, if an application is received after Feb. 15, the earliest round of awards will be determined by mid-May.

What if my 2018 tax return is not filed by the February 15 deadline?

Please initially submit your 2017 tax return by the deadline and thereafter, submit your 2018 tax returns when it is filed (2017 Returns can be uploaded under “Additional Documents” on the Family Portal).  If you submit your application by February 15 and qualify for an award, we can reserve your award until your completed 2018 tax returns are filed and received by SSS, up through the notification dates.

What if I am a single parent?

When parents are separated, divorced, or never married, the assets and incomes of both financially responsible parents are considered. Thus, each parent should file a separate SSS application and state their percentage of financial responsibility. If a parent has remarried, their spouse’s financial situation is considered as well. If the other legal parent cannot be contacted or is not cooperative, please contact our financial aid coordinator, Sherry Monico, at or 564-0358.

When will I receive notification if I received an award?

If the completed application is submitted by February 15 (with supporting documents received within a week), notifications will be emailed by:

March 31 for newly admitted grade 6-12 students

April 20 for newly admitted grade K-5 students

May 5 for returning HBA students

Do you offer merit scholarships?

At this time, all awards offered are needs-based.

If I have a question on the SSS (PFS) application, whom shall I contact?

If you have any questions completing the SSS application, please contact SSS at 1-800-344-8328 or

They are available Monday - Friday, 8 a.m. to 6 p.m. EST (3 a.m. to 1 p.m. HST).

In January 2019, SSS extended hours are:

  • Monday  – Friday, 8 a.m. to 11 p.m. EST (3 a.m. to 6 p.m. HST)
  • Saturday, 8 a.m. to 8 p.m. EST (3 a.m. to 3 p.m. HST)



Kathy Lee, Admissions Director

Sherry Monico
Admissions Finance Coordinator
Phone: 808-564-0358